Real Estate Mortgage/Refinance

This document is intended for the borrower(s) of a mortgage transaction, who is referred to as a "mortgagor(s)". If you are mortgaging a property which you are purchasing, do not fill out this form, but the form entitled "Client Intake - Real Estate Purchase"

Will the mortgagor(s) be an individual(s) or a corporation?*

How many mortgagors are there?*

One
Two

If there are more than two purchasers, please check "Two", fill in the form, and fill in the information requested below for additional purchasers under the heading "More Than Two Clients."

Is this a matrimonial home?

Yes
No

A matrimonial home means every property in which either spouse (legally married, not at common law) has an interest and which is "ordinarily occupied by the person and his or her spouse as their family residence.” Thus, more than one home can qualify as a matrimonial home. For example, if legally married spouses have a cottage that they also use regularly as a family, the cottage will be a second matrimonial home.

What is the name of the Corporation(s)?*

If you applied for a mortgage, title must be in the same names as shown in the mortgage application.

Articles of Incorporation

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Max. file size: 2 MB.

You will need to to provide us with your articles of incorporation.

If there is more than one corporation, please provide the name of the additional corporation(s) and your relationship to them.*

Is the mortgagor(s) acting through a third party?*

Yes
No

Click yes if you are acting for the mortgagor as an agent, trustee, attorney under a power of attorney, guardian, or in any other situation in you will be representing the mortgagor of the property.

If the mortgagor is acting through an agent, through a trustee, under a power of attorney, through a guardian, or in any other situation in which the person who will be signing the document is not the mortgagor, please provide the name, date of birth, address and contact information of the mortgagor.*

The remainder of this form should be filled in by the agent, trustee, attorney, guardian or other third party acting for the mortgagor.

If you have any plans on being away on or near the closing date, please let us know when

All Individuals (not corporations)- Identification

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Max. file size: 2 MB.

Please provide two (2) pieces of identification for each party, front and back, with one (or both) of those pieces of identification being a driver's license and/or a passport. If providing only one of a passport or a driver's license, the other piece of identification need not be a picture id, and cannot be a health card. Please bring the same identification when we meet for verification.

Client 1 - Tell Us About You

Client 1 - In whose name is title registered?*

Prefix First Middle Last

Title must be in the same names as shown in the mortgage application.

Client 1 - Spouse*

If you are married, please fill in the complete name of your spouse, and specify if you are legally married or married at common law. If you are not married, please state "N/A".

Client 1 - Date of Birth*

Client 1 - Address for Service*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Client 1 - Phone (Cell)*

If you do not have a cell phone, please write down the number where we can reach you.

Client 1 - Phone (Home)

Client 1 - Phone (International)

Client 1 - Email*

Enter Email Confirm Email

Client 1 - Occupation*

Client 1 - Name of employer*

Client 1 - Phone (Work)*

Client 1 - Business Address*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Client 2 - Tell Us About You

Client 2 - In whose name is title registered?*

Prefix First Middle Last

Title must be in the same names as shown in the mortgage application.

Client 2 - Spouse*

If you are married, please fill in the complete name of your spouse, and specify if you are legally married or married at common law. If you are not married, please state "n/a".

Client 2 - Are You a First Time Home Buyer?*

Yes
No

Everybody who buys land or an interest in land in Ontario must pay land transfer tax. First-time homebuyers of an eligible home may be eligible for a refund of all or part of the tax. The term "first time home buyer" means a first time home buyer anywhere in the world, AND you plan to reside in the property within nine months of closing.

Client 2 - Date of Birth*

Client 2 - Address for Service*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Client 2 - Phone (Cell)*

If you do not have a cell phone, please write down the number where we can reach you.

Client 2 - Phone (Home)

Client 2 - Phone (International)

Client 2 - Email*

Enter Email Confirm Email

Client 2 - Occupation*

Client 2 - Name of employer*

Client 2 - Phone (Work)*

Client 2 - Business Address*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Tell Us About You

Name*

Prefix First Middle Last

What is your relationship to the Corporation (choose all that apply)*

Date of Birth*

Your Address*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Phone (Cell)*

If you do not have a cell phone, please write down the number where we can reach you.

Your Email*

Enter Email Confirm Email

Occupation*

Name of employer*

Phone (Work)*

Business Address*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

More Than Two Clients

If there are more than two mortgagors, please write down the name of each additional party, the date of birth of each additional party, the address of each additional party, the phone number of each additional party, the email address of each additional party, the occupation of each additional party, the name of each additional party's employer and the business address of each additional party.

Please add all any further information you may think relevant, including the percentages in which party will hold title.

Tell Us About the Property

Mortgage Commitment

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Max. file size: 2 MB.

If you decide to proceed with Wiseberglaw, please inform the mortgage agent that we will be acting on this matter. If available , please provide the Mortgage Commitment, together with any amendments thereto.

Please write down the name of each mortgagee (lender), the name of the contact person, the phone number and the email address of the contact person in respect of each such mortgagee. Also, if there is more than one mortgage to placed, please let us know which is first, which is second, etc...*

Please inform the mortgagee that we will be representing you on this matter

For each mortgage currently on the property, please write down the name of the mortgagee (lender), the name of the contact person, the phone number and the email address of the contact person, AND the mortgage reference number.*

We absolutely need the mortgage reference number included in the information. We need this information in order to obtain a discharge statement from the existing mortgagee telling us precisely how much is owed to the date of closing.

Intended Use of the Property- Will this be an investment/rental property?*

Yes
No

Will all or any part of the property be rented?

What is the name of your insurance company (fire insurance), the name of the insurance agent, and the phone and email address of the insurance agent?*

If you are refinancing a condominium or vacant land, please type in "N/A"

Title Insurance*

Yes
No

While this is a discretionary cost, it is strongly recommended that you take title insurance. If you are financing the property through a mortgage, your mortgagee will almost surely require a lender's policy be in place. The cost of an owner's policy on top of the lender's policy is marginal. In fact, when compared to the value of the property, the cost of an owner's policy on its own is marginal. Generally, title insurance could protect you, the owner, for as long as you own the property, from such things as unknown defects in title, liens against the property, title fraud, errors in surveys and public records, encroachment and other title related issues.

Client Intake - Real Estate Mortgage/Refinance

Client 1 - Tell Us About You

Client 2 - Tell Us About You

Tell Us About You

More Than Two Clients

Tell Us About the Property